You don't want to go down there

One of the reasons we purchased our home was because it had a basement apartment; we planned to rent it out to help with the mortgage. But like all plans, there are detours.

Detour #1: Major renovation. This means, gutting, jackhammering and mucho dinero for replacing the plumbing and electrical systems in the entire house.

Detour #2: Hubby loses job. Hubby loses great job and benefits; receives excellent compensation package which is promptly fed to the basement monster.

Detour #3: Congratulations, it's a boy! No job or insurance means remaining savings is fed to the baby monster (Okay, he's only a monster now and then).